1. Introduction
Financial Gurkha (financialgurkha.com) is an independent markets research publication operated from New York City by Kanchan Sharma (the "Publisher", "we", "us"). By accessing or using this website (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, please do not use the Site.
2. Nature of the Content — Please Read This Section
All content on the Site is published for educational and informational purposes only.
Nothing on this Site is investment advice, financial advice, legal advice, tax advice, or a recommendation, offer or solicitation to buy or sell any security or other financial instrument.
Financial Gurkha is not a registered investment adviser, broker-dealer, or financial planner, and is not registered with or licensed by the U.S. Securities and Exchange Commission, FINRA, or any state securities regulator. We do not provide personalised investment advice, do not manage client assets, and do not have discretion over any account.
Valuations, price targets, fair-value estimates and forecasts published on the Site are opinions derived from publicly available information and stated assumptions. They are not statements of fact, are subject to significant uncertainty, and may prove wrong. Different assumptions produce different results. You should independently verify any figure before relying on it.
Investing involves risk, including the risk of losing your entire investment. Past performance does not indicate future results. You are solely responsible for your own investment decisions and should consult a licensed financial adviser who knows your circumstances.
3. Eligibility
You must be at least 18 years old to use this Site. By using the Site you represent that you are at least 18 and that your use complies with all laws applicable to you.
4. Commissioned Research and Consultations
Where the Publisher provides commissioned research, valuations or consultations, these services are educational and analytical in nature. Scope, deliverables and fees are agreed in writing before work begins. Commissioned work is likewise not personalised investment advice, and the client retains full responsibility for any decision taken on the basis of it. Deliverables are provided for the client's own use and may not be resold or redistributed without written permission.
5. Intellectual Property
All original content on the Site — articles, valuations, analysis, models, photography and design — is the property of the Publisher and is protected by copyright. Financial data and quotations reproduced from SEC filings, company disclosures and other primary sources remain the property of their respective owners and are used for reporting and commentary.
You may quote brief excerpts with clear attribution and a link to the original article. You may not republish articles in full, or use the content to train commercial machine-learning models, without written permission.
6. Third-Party Links and Advertising
The Site links to third-party sources, including SEC filings and company investor-relations pages, and displays advertising served by third parties including Google AdSense. We do not control and are not responsible for third-party content, products or privacy practices.
7. Accuracy and Corrections
We source figures from primary filings and show our arithmetic where we derive a number. Errors are nonetheless possible. Where a material error is identified, we correct the article and note the correction. To report an error, write to contact@kanchanksharma.com.
8. Disclaimer of Warranties
The Site is provided "as is" and "as available", without warranties of any kind, express or implied, including accuracy, completeness, merchantability or fitness for a particular purpose.
9. Limitation of Liability
To the fullest extent permitted by law, the Publisher shall not be liable for any direct, indirect, incidental, consequential or punitive damages — including trading or investment losses — arising from your use of the Site or reliance on its content.
10. Changes to These Terms
We may update these Terms from time to time. Changes take effect when posted, and the "last updated" date above will change. Continued use of the Site constitutes acceptance.
11. Governing Law
These Terms are governed by the laws of the State of New York, without regard to conflict-of-law principles.
12. Contact
Questions about these Terms: contact@kanchanksharma.com