End User License Agreement

End User License Agreement (EULA)

Financial Gurkha and Strum Collective End User License Agreement
Last updated: February, 2025

1. Your Relationship With Us
Welcome to Financial Gurkha a part of Strum Collective (the "Platform"), which is provided by Strum - Vibe Together in the United States (collectively such entities will be referred to as "Strum - Vibe Together", "we" or "us").

You are reading the terms of service (the "Terms"), which govern the relationship and serve as an agreement between you and us and set forth the terms and conditions by which you may access and use the Platform and our related websites, services, applications, products and content (collectively, the "Services"). Access to certain Services or features of the Services (such as, by way of example and not limitation, the ability to submit or share User Content) may be subject to age restrictions and not available to all users. Our Services are provided for private, non-commercial use. For purposes of these Terms, "you" and "your" means you as the user of the Services.

2. Accepting the Terms
By accessing or using our Services, you confirm that you can form a binding contract with Strum - Vibe Together, that you accept these Terms and agree to comply with them. Your access and use of our Services is also subject to our Privacy Policy and Community Guidelines, which are incorporated herein by reference.

3. Changes to the Terms
We may amend these Terms from time to time (e.g., when we update our Services or in response to regulatory changes). We will use commercially reasonable efforts to notify users of material changes. Your continued use of the Services after such changes constitutes your acceptance of the new Terms.

4. Your Account with Us
To access some of our Services, you must create an account and provide accurate, up-to-date information. You are responsible for keeping your account details confidential. We reserve the right to disable your account at any time if you fail to comply with these Terms.

If you wish to delete your account, you may do so via the Strum- Vibe Together App using the "Delete Account" feature in Account Settings or you can send us an email at strum.tips@gmail.com with subject "Account Deletion".

5. Your Access to and Use of Our Services
Your use of the Services is subject to these Terms and applicable laws. You may not, for example, modify, reverse engineer, or distribute any part of the Services, use the Services for unauthorized commercial purposes, or interfere with their operation.

6. Intellectual Property Rights
We respect intellectual property rights. By using our Services, you agree to abide by our Copyright Policy.

7. Content
All content, software, images, text, graphics, logos, and other materials (the "Strum - Vibe Together Content") on the Services are either owned or licensed by us. Except for User Content, no rights are transferred to you.

8. Indemnity
You agree to indemnify and hold harmless Strum - Vibe Together, its affiliates, and their officers, directors, and employees from any claims arising from your breach of these Terms.

9. EXCLUSION OF WARRANTIES
The Services are provided "as is" without warranties of any kind. We do not guarantee that the Services will meet your requirements or be uninterrupted, secure, or error-free.

10. LIMITATION OF LIABILITY
NOTHING IN THESE TERMS SHALL EXCLUDE OR LIMIT OUR LIABILITY FOR LOSSES THAT CANNOT BE LEGALLY EXCLUDED. Subject to applicable law, our total liability is limited to the amount you paid to us in the last 12 months.

11. Other Terms
Open Source: The Platform includes open source software subject to their own licenses.
Entire Agreement: These Terms constitute the entire agreement between you and Strum - Vibe Together and supersede all prior agreements.

12. Dispute Resolution
These Terms and any disputes arising from them will be governed by the laws of the State of California and resolved exclusively in the U.S. District Court for the Central District of California.

13. Contact Us
You can reach us at: https://strum.tips/#feedback or email us at: strum.tips@gmail.com